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On Mon, 9 Oct 1995, Martin P. Smith wrote: > A word of caution MOST home insurance does NOT cover a portable > machine when used for work or outside the home. Yes - State Farm told me that the criteria is "is it used or intended for use primarily inside the home?" While in my case I could probably contend that the primary use is for inside the home, I suspect that with any reasonable amount of outlay they'd argue the issue, given that the _nature_ of a laptop is to be portable. Similarly, I discovered that my car insurance won't cover something that isn't "permanently attached to the car." Meaning that a mounted car phone (which is infinitly more recognizable as there to be stolen) would be covered while my handheld unit isn't! Sheesh! So my laptop wouldn't be covered either. But as a final note, most insurance companies will sell you a rider policy for your transportable electronics. Their quote on my cellular phone worked out to the same as the "no questions asked" $4 a month my carrier wanted, so I passed on that. I have yet to ask them about my laptop (living dangerously for the moment...) but I'd suspect it would be similar to Safeware's price.